Call reports 2004
TALLAHATCHIE COUNTY BANK — 2004
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 34,869,000 | 34,299,000 | 33,637,000 | 34,877,000 |
| Total loans | 12,153,000 | 13,474,000 | 14,843,000 | 15,558,000 |
| Allowance for loan losses | 234,000 | 251,000 | 273,000 | 285,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,034,000 | 13,662,000 | 13,296,000 | 13,253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,192,000 | 30,523,000 | 29,781,000 | 31,013,000 |
| Interest-bearing deposits | 21,872,000 | 22,491,000 | 21,858,000 | 22,144,000 |
| Noninterest-bearing deposits | 9,320,000 | 8,032,000 | 7,923,000 | 8,869,000 |
| Equity capital | 3,608,000 | 3,685,000 | 3,725,000 | 3,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 340,000 | 698,000 | 1,080,000 | 1,467,000 |
| Interest expense | 62,000 | 118,000 | 175,000 | 236,000 |
| Net interest income | 278,000 | 580,000 | 905,000 | 1,231,000 |
| Noninterest income | 54,000 | 103,000 | 157,000 | 207,000 |
| Noninterest expense | 251,000 | 499,000 | 743,000 | 997,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 66,000 | 154,000 | 274,000 | 381,000 |
| Income tax | 6,000 | 17,000 | 37,000 | 57,000 |
| Net income | 60,000 | 137,000 | 237,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,608,000 | 3,685,000 | 3,725,000 | 3,752,000 |
| Total capital | 3,819,000 | 3,907,000 | 3,958,000 | 3,995,000 |
| Risk-weighted assets | 16,884,000 | 17,741,000 | 18,636,000 | 19,383,000 |