Call reports 2003
TALLAHATCHIE COUNTY BANK — 2003
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 31,069,000 | 32,289,000 | 33,017,000 | 34,557,000 |
| Total loans | 11,615,000 | 13,454,000 | 13,999,000 | 13,562,000 |
| Allowance for loan losses | 240,000 | 222,000 | 228,000 | 236,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,821,000 | 10,448,000 | 10,850,000 | 10,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,514,000 | 28,683,000 | 29,381,000 | 30,948,000 |
| Interest-bearing deposits | 20,737,000 | 21,390,000 | 20,769,000 | 22,024,000 |
| Noninterest-bearing deposits | 6,777,000 | 7,293,000 | 8,612,000 | 8,924,000 |
| Equity capital | 3,454,000 | 3,520,000 | 3,538,000 | 3,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 670,000 | 1,016,000 | 1,359,000 |
| Interest expense | 71,000 | 138,000 | 201,000 | 264,000 |
| Net interest income | 263,000 | 532,000 | 815,000 | 1,095,000 |
| Noninterest income | 46,000 | 102,000 | 159,000 | 215,000 |
| Noninterest expense | 231,000 | 471,000 | 704,000 | 950,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 63,000 | 133,000 | 225,000 | 300,000 |
| Income tax | 5,000 | 9,000 | 23,000 | 28,000 |
| Net income | 58,000 | 124,000 | 202,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,454,000 | 3,520,000 | 3,538,000 | 3,548,000 |
| Total capital | 3,652,000 | 3,738,000 | 3,762,000 | 3,772,000 |
| Risk-weighted assets | 15,821,000 | 17,452,000 | 17,952,000 | 17,944,000 |