Call reports 2002
TALLAHATCHIE COUNTY BANK — 2002
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,291,000 | 31,096,000 | 30,920,000 | 31,661,000 |
| Total loans | 11,651,000 | 13,193,000 | 13,198,000 | 11,987,000 |
| Allowance for loan losses | 343,000 | 334,000 | 335,000 | 316,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,893,000 | 11,636,000 | 11,055,000 | 10,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,900,000 | 27,671,000 | 27,437,000 | 28,195,000 |
| Interest-bearing deposits | 21,280,000 | 20,198,000 | 19,626,000 | 20,061,000 |
| Noninterest-bearing deposits | 6,620,000 | 7,472,000 | 7,811,000 | 8,134,000 |
| Equity capital | 3,265,000 | 3,331,000 | 3,380,000 | 3,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 761,000 | 1,201,000 | 1,577,000 |
| Interest expense | 131,000 | 237,000 | 332,000 | 417,000 |
| Net interest income | 246,000 | 524,000 | 869,000 | 1,160,000 |
| Noninterest income | 45,000 | 89,000 | 134,000 | 177,000 |
| Noninterest expense | 247,000 | 476,000 | 709,000 | 944,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 29,000 | 107,000 | 249,000 | 333,000 |
| Income tax | -4,000 | 8,000 | 41,000 | 49,000 |
| Net income | 33,000 | 99,000 | 208,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,265,000 | 3,331,000 | 3,380,000 | 3,396,000 |
| Total capital | 3,466,000 | 3,547,000 | 3,595,000 | 3,602,000 |
| Risk-weighted assets | 15,968,000 | 17,167,000 | 17,047,000 | 16,353,000 |