Call reports 2001
TALLAHATCHIE COUNTY BANK — 2001
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,381,000 | 29,636,000 | 32,137,000 | 31,752,000 |
| Total loans | 11,999,000 | 12,732,000 | 13,351,000 | 12,829,000 |
| Allowance for loan losses | 439,000 | 442,000 | 438,000 | 411,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,548,000 | 9,928,000 | 11,144,000 | 9,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,921,000 | 26,134,000 | 28,584,000 | 28,307,000 |
| Interest-bearing deposits | 20,875,000 | 19,955,000 | 23,286,000 | 21,476,000 |
| Noninterest-bearing deposits | 6,046,000 | 6,179,000 | 5,298,000 | 6,831,000 |
| Equity capital | 3,194,000 | 3,241,000 | 3,260,000 | 3,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 955,000 | 1,439,000 | 1,876,000 |
| Interest expense | 210,000 | 429,000 | 636,000 | 812,000 |
| Net interest income | 283,000 | 526,000 | 803,000 | 1,064,000 |
| Noninterest income | 49,000 | 93,000 | 137,000 | 180,000 |
| Noninterest expense | 222,000 | 441,000 | 668,000 | 924,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 95,000 | 148,000 | 227,000 | 260,000 |
| Income tax | 21,000 | 27,000 | 27,000 | 28,000 |
| Net income | 74,000 | 121,000 | 200,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,194,000 | 3,241,000 | 3,260,000 | 3,232,000 |
| Total capital | 3,397,000 | 3,450,000 | 3,482,000 | 3,447,000 |
| Risk-weighted assets | 16,010,000 | 16,455,000 | 17,579,000 | 16,973,000 |