Call reports 2016
PEABODY STATE BANK — 2016
What PEABODY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 42,378,000 | 40,499,000 | 38,811,000 |
| Total loans | 25,278,000 | 22,588,000 | 22,382,000 |
| Allowance for loan losses | 237,000 | 238,000 | 237,000 |
| Securities available for sale | 11,317,000 | 10,226,000 | 9,779,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 33,783,000 | 34,465,000 | 32,811,000 |
| Interest-bearing deposits | 26,709,000 | 26,418,000 | 23,951,000 |
| Noninterest-bearing deposits | 7,074,000 | 8,047,000 | 8,860,000 |
| Equity capital | 4,473,000 | 4,590,000 | 4,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 373,000 | 748,000 | 1,051,000 |
| Interest expense | 26,000 | 51,000 | 75,000 |
| Net interest income | 347,000 | 697,000 | 976,000 |
| Noninterest income | 78,000 | 180,000 | 280,000 |
| Noninterest expense | 325,000 | 622,000 | 1,015,000 |
| Provision for loan losses | 14,000 | 14,000 | 12,000 |
| Pretax income | 86,000 | 250,000 | 238,000 |
| Income tax | 32,000 | 90,000 | 72,000 |
| Net income | 54,000 | 160,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 4,072,000 | 4,190,000 | 4,177,000 |
| Total capital | 4,309,000 | 4,428,000 | 4,414,000 |
| Risk-weighted assets | 26,553,000 | 24,127,000 | 24,217,000 |