Call reports 2015
PEABODY STATE BANK — 2015
What PEABODY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 39,720,000 | 39,331,000 | 39,740,000 | 40,128,000 |
| Total loans | 20,173,000 | 19,607,000 | 20,879,000 | 23,275,000 |
| Allowance for loan losses | 151,000 | 194,000 | 199,000 | 223,000 |
| Securities available for sale | 14,063,000 | 13,504,000 | 12,613,000 | 11,907,000 |
| Securities held to maturity | 42,000 | 42,000 | 22,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,649,000 | 33,348,000 | 33,735,000 | 32,659,000 |
| Interest-bearing deposits | 26,547,000 | 25,555,000 | 25,953,000 | 25,854,000 |
| Noninterest-bearing deposits | 7,102,000 | 7,793,000 | 7,782,000 | 6,805,000 |
| Equity capital | 4,356,000 | 4,309,000 | 4,389,000 | 4,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 674,000 | 1,016,000 | 1,358,000 |
| Interest expense | 28,000 | 56,000 | 85,000 | 112,000 |
| Net interest income | 305,000 | 618,000 | 931,000 | 1,246,000 |
| Noninterest income | 70,000 | 127,000 | 224,000 | 310,000 |
| Noninterest expense | 322,000 | 641,000 | 978,000 | 1,353,000 |
| Provision for loan losses | 0 | 36,000 | 41,000 | 41,000 |
| Pretax income | 53,000 | 68,000 | 136,000 | 162,000 |
| Income tax | 20,000 | 29,000 | 51,000 | 15,000 |
| Net income | 33,000 | 39,000 | 85,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,923,000 | 3,916,000 | 3,958,000 | 4,009,000 |
| Total capital | 4,074,000 | 4,110,000 | 4,157,000 | 4,232,000 |
| Risk-weighted assets | 23,208,000 | 22,019,000 | 22,771,000 | 24,143,000 |