Call reports 2014
PEABODY STATE BANK — 2014
What PEABODY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 40,199,000 | 38,460,000 | 40,272,000 | 38,623,000 |
| Total loans | 20,868,000 | 20,979,000 | 20,928,000 | 21,373,000 |
| Allowance for loan losses | 184,000 | 179,000 | 189,000 | 135,000 |
| Securities available for sale | 12,305,000 | 11,925,000 | 13,006,000 | 11,781,000 |
| Securities held to maturity | 60,000 | 60,000 | 42,000 | 42,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,163,000 | 32,380,000 | 34,108,000 | 32,549,000 |
| Interest-bearing deposits | 26,515,000 | 25,750,000 | 26,083,000 | 25,579,000 |
| Noninterest-bearing deposits | 7,648,000 | 6,630,000 | 8,025,000 | 6,970,000 |
| Equity capital | 4,135,000 | 4,228,000 | 4,357,000 | 4,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 727,000 | 1,090,000 | 1,441,000 |
| Interest expense | 31,000 | 63,000 | 93,000 | 123,000 |
| Net interest income | 333,000 | 664,000 | 997,000 | 1,318,000 |
| Noninterest income | 62,000 | 140,000 | 418,000 | 496,000 |
| Noninterest expense | 340,000 | 652,000 | 969,000 | 1,309,000 |
| Provision for loan losses | 0 | 8,000 | 20,000 | 147,000 |
| Pretax income | 55,000 | 145,000 | 427,000 | 359,000 |
| Income tax | 3,000 | 20,000 | 126,000 | 140,000 |
| Net income | 52,000 | 125,000 | 301,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,559,000 | 3,656,000 | 3,936,000 | 3,886,000 |
| Total capital | 3,743,000 | 3,835,000 | 4,125,000 | 4,021,000 |
| Risk-weighted assets | 22,516,000 | 22,277,000 | 22,223,000 | 22,361,000 |