Call reports 2013
PEABODY STATE BANK — 2013
What PEABODY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 39,205,000 | 38,437,000 | 38,538,000 | 38,106,000 |
| Total loans | 19,587,000 | 20,390,000 | 20,731,000 | 21,695,000 |
| Allowance for loan losses | 240,000 | 242,000 | 285,000 | 184,000 |
| Securities available for sale | 12,172,000 | 10,865,000 | 11,045,000 | 11,413,000 |
| Securities held to maturity | 78,000 | 78,000 | 60,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,033,000 | 32,375,000 | 32,541,000 | 31,058,000 |
| Interest-bearing deposits | 27,143,000 | 26,184,000 | 25,176,000 | 24,478,000 |
| Noninterest-bearing deposits | 5,890,000 | 6,191,000 | 7,365,000 | 6,580,000 |
| Equity capital | 4,007,000 | 3,989,000 | 3,979,000 | 4,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 693,000 | 1,046,000 | 1,399,000 |
| Interest expense | 36,000 | 71,000 | 104,000 | 137,000 |
| Net interest income | 306,000 | 622,000 | 942,000 | 1,262,000 |
| Noninterest income | 66,000 | 136,000 | 238,000 | 346,000 |
| Noninterest expense | 333,000 | 640,000 | 963,000 | 1,303,000 |
| Provision for loan losses | 0 | 0 | 44,000 | 82,000 |
| Pretax income | 39,000 | 118,000 | 173,000 | 223,000 |
| Income tax | 0 | 15,000 | 41,000 | -4,000 |
| Net income | 39,000 | 103,000 | 132,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,341,000 | 3,374,000 | 3,460,000 | 3,505,000 |
| Total capital | 3,581,000 | 3,616,000 | 3,738,000 | 3,689,000 |
| Risk-weighted assets | 21,752,000 | 22,277,000 | 22,208,000 | 22,857,000 |