Call reports 2012
PEABODY STATE BANK — 2012
What PEABODY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,554,000 | 39,316,000 | 38,540,000 | 36,982,000 |
| Total loans | 20,543,000 | 19,574,000 | 20,297,000 | 19,664,000 |
| Allowance for loan losses | 280,000 | 235,000 | 241,000 | 240,000 |
| Securities available for sale | 13,036,000 | 12,350,000 | 12,191,000 | 11,531,000 |
| Securities held to maturity | 94,000 | 94,000 | 78,000 | 78,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,204,000 | 33,035,000 | 32,185,000 | 30,755,000 |
| Interest-bearing deposits | 27,529,000 | 27,042,000 | 26,161,000 | 25,893,000 |
| Noninterest-bearing deposits | 5,675,000 | 5,993,000 | 6,024,000 | 4,862,000 |
| Equity capital | 4,010,000 | 4,001,000 | 4,060,000 | 3,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 366,000 | 728,000 | 1,097,000 | 1,443,000 |
| Interest expense | 45,000 | 87,000 | 128,000 | 166,000 |
| Net interest income | 321,000 | 641,000 | 969,000 | 1,277,000 |
| Noninterest income | 68,000 | 137,000 | 243,000 | 317,000 |
| Noninterest expense | 323,000 | 674,000 | 1,025,000 | 1,434,000 |
| Provision for loan losses | 23,000 | 103,000 | 103,000 | 103,000 |
| Pretax income | 43,000 | 1,000 | 84,000 | 57,000 |
| Income tax | 16,000 | -18,000 | 4,000 | -28,000 |
| Net income | 27,000 | 19,000 | 80,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,247,000 | 3,216,000 | 3,311,000 | 3,299,000 |
| Total capital | 3,527,000 | 3,451,000 | 3,552,000 | 3,539,000 |
| Risk-weighted assets | 24,416,000 | 21,732,000 | 22,494,000 | 20,889,000 |