Call reports 2011
PEABODY STATE BANK — 2011
What PEABODY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,561,000 | 40,774,000 | 38,837,000 | 40,344,000 |
| Total loans | 19,849,000 | 20,195,000 | 21,285,000 | 20,955,000 |
| Allowance for loan losses | 483,000 | 456,000 | 185,000 | 255,000 |
| Securities available for sale | 12,934,000 | 13,210,000 | 11,486,000 | 12,379,000 |
| Securities held to maturity | 110,000 | 110,000 | 94,000 | 94,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,030,000 | 34,261,000 | 32,496,000 | 34,016,000 |
| Interest-bearing deposits | 28,902,000 | 28,604,000 | 27,251,000 | 27,975,000 |
| Noninterest-bearing deposits | 5,128,000 | 5,657,000 | 5,245,000 | 6,041,000 |
| Equity capital | 4,051,000 | 4,093,000 | 4,000,000 | 3,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 754,000 | 1,127,000 | 1,510,000 |
| Interest expense | 72,000 | 136,000 | 193,000 | 241,000 |
| Net interest income | 299,000 | 618,000 | 934,000 | 1,269,000 |
| Noninterest income | 60,000 | 128,000 | 222,000 | 291,000 |
| Noninterest expense | 330,000 | 668,000 | 1,009,000 | 1,359,000 |
| Provision for loan losses | 30,000 | 146,000 | 389,000 | 463,000 |
| Pretax income | -1,000 | -68,000 | -83,000 | -103,000 |
| Income tax | -2,000 | -47,000 | -48,000 | -47,000 |
| Net income | 1,000 | -21,000 | -35,000 | -56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,266,000 | 3,244,000 | 3,198,000 | 3,179,000 |
| Total capital | 3,531,000 | 3,512,000 | 3,383,000 | 3,434,000 |
| Risk-weighted assets | 20,978,000 | 21,225,000 | 21,996,000 | 24,429,000 |