Call reports 2010
PEABODY STATE BANK — 2010
What PEABODY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 39,546,000 | 40,050,000 | 38,368,000 | 39,536,000 |
| Total loans | 21,316,000 | 22,430,000 | 21,276,000 | 20,921,000 |
| Allowance for loan losses | 460,000 | 515,000 | 549,000 | 452,000 |
| Securities available for sale | 10,716,000 | 10,693,000 | 11,717,000 | 11,084,000 |
| Securities held to maturity | 125,000 | 125,000 | 110,000 | 110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,628,000 | 33,193,000 | 31,452,000 | 32,740,000 |
| Interest-bearing deposits | 28,331,000 | 28,251,000 | 26,888,000 | 27,175,000 |
| Noninterest-bearing deposits | 4,297,000 | 4,942,000 | 4,564,000 | 5,565,000 |
| Equity capital | 3,975,000 | 3,988,000 | 4,073,000 | 3,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 843,000 | 1,260,000 | 1,646,000 |
| Interest expense | 109,000 | 212,000 | 308,000 | 393,000 |
| Net interest income | 308,000 | 631,000 | 952,000 | 1,253,000 |
| Noninterest income | 69,000 | 133,000 | 221,000 | 288,000 |
| Noninterest expense | 329,000 | 647,000 | 1,000,000 | 1,351,000 |
| Provision for loan losses | 221,000 | 277,000 | 312,000 | 312,000 |
| Pretax income | -173,000 | -160,000 | -139,000 | -122,000 |
| Income tax | -52,000 | -49,000 | -48,000 | -90,000 |
| Net income | -121,000 | -111,000 | -91,000 | -32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,177,000 | 3,202,000 | 3,269,000 | 3,218,000 |
| Total capital | 3,473,000 | 3,505,000 | 3,558,000 | 3,504,000 |
| Risk-weighted assets | 23,509,000 | 24,009,000 | 22,833,000 | 22,675,000 |