Call reports 2009
PEABODY STATE BANK — 2009
What PEABODY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 39,190,000 | 39,298,000 | 38,673,000 | 39,542,000 |
| Total loans | 24,861,000 | 24,132,000 | 23,538,000 | 22,707,000 |
| Allowance for loan losses | 438,000 | 435,000 | 420,000 | 434,000 |
| Securities available for sale | 9,716,000 | 10,817,000 | 11,434,000 | 10,564,000 |
| Securities held to maturity | 139,000 | 139,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,353,000 | 32,483,000 | 31,706,000 | 32,534,000 |
| Interest-bearing deposits | 28,215,000 | 28,008,000 | 27,786,000 | 27,830,000 |
| Noninterest-bearing deposits | 4,138,000 | 4,475,000 | 3,920,000 | 4,704,000 |
| Equity capital | 3,777,000 | 3,762,000 | 3,967,000 | 4,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 963,000 | 1,429,000 | 1,888,000 |
| Interest expense | 153,000 | 294,000 | 427,000 | 550,000 |
| Net interest income | 326,000 | 669,000 | 1,002,000 | 1,338,000 |
| Noninterest income | 51,000 | 119,000 | 198,000 | 300,000 |
| Noninterest expense | 349,000 | 719,000 | 1,069,000 | 1,440,000 |
| Provision for loan losses | 103,000 | 103,000 | 103,000 | 117,000 |
| Pretax income | -75,000 | -34,000 | 28,000 | 146,000 |
| Income tax | -41,000 | -19,000 | -13,000 | -60,000 |
| Net income | -34,000 | -15,000 | 41,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,117,000 | 3,128,000 | 3,269,000 | 3,353,000 |
| Total capital | 3,444,000 | 3,449,000 | 3,582,000 | 3,663,000 |
| Risk-weighted assets | 26,055,000 | 25,532,000 | 24,920,000 | 24,674,000 |