Call reports 2007
PEABODY STATE BANK — 2007
What PEABODY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 37,576,000 | 37,417,000 | 38,478,000 | 38,989,000 |
| Total loans | 21,001,000 | 23,059,000 | 23,268,000 | 25,989,000 |
| Allowance for loan losses | 233,000 | 235,000 | 237,000 | 240,000 |
| Securities available for sale | 12,146,000 | 11,559,000 | 11,473,000 | 10,343,000 |
| Securities held to maturity | 64,000 | 64,000 | 153,000 | 153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,704,000 | 29,616,000 | 30,634,000 | 30,820,000 |
| Interest-bearing deposits | 26,017,000 | 25,894,000 | 26,703,000 | 26,768,000 |
| Noninterest-bearing deposits | 3,687,000 | 3,722,000 | 3,931,000 | 4,052,000 |
| Equity capital | 4,897,000 | 4,894,000 | 4,940,000 | 4,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,174,000 | 1,771,000 | 2,404,000 |
| Interest expense | 221,000 | 437,000 | 662,000 | 902,000 |
| Net interest income | 370,000 | 737,000 | 1,109,000 | 1,502,000 |
| Noninterest income | 88,000 | 131,000 | 181,000 | 224,000 |
| Noninterest expense | 337,000 | 619,000 | 896,000 | 1,209,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 121,000 | 249,000 | 394,000 | 517,000 |
| Income tax | 37,000 | 67,000 | 103,000 | 114,000 |
| Net income | 84,000 | 182,000 | 291,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,635,000 | 4,706,000 | 4,709,000 | 4,835,000 |
| Total capital | 4,868,000 | 4,941,000 | 4,946,000 | 5,075,000 |
| Risk-weighted assets | 23,418,000 | 25,067,000 | 25,258,000 | 27,662,000 |