Call reports 2006
PEABODY STATE BANK — 2006
What PEABODY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,620,000 | 37,103,000 | 37,207,000 | 37,775,000 |
| Total loans | 20,610,000 | 21,508,000 | 22,049,000 | 22,415,000 |
| Allowance for loan losses | 197,000 | 198,000 | 201,000 | 203,000 |
| Securities available for sale | 13,546,000 | 12,832,000 | 12,490,000 | 12,220,000 |
| Securities held to maturity | 69,000 | 69,000 | 64,000 | 64,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,233,000 | 28,636,000 | 29,080,000 | 30,010,000 |
| Interest-bearing deposits | 26,114,000 | 25,113,000 | 25,939,000 | 26,803,000 |
| Noninterest-bearing deposits | 3,119,000 | 3,523,000 | 3,141,000 | 3,208,000 |
| Equity capital | 4,630,000 | 4,528,000 | 4,695,000 | 4,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 1,033,000 | 1,599,000 | 2,164,000 |
| Interest expense | 175,000 | 369,000 | 573,000 | 790,000 |
| Net interest income | 319,000 | 664,000 | 1,026,000 | 1,374,000 |
| Noninterest income | 45,000 | 94,000 | 148,000 | 193,000 |
| Noninterest expense | 294,000 | 553,000 | 822,000 | 1,117,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 205,000 | 352,000 | 450,000 |
| Income tax | 9,000 | 45,000 | 86,000 | 93,000 |
| Net income | 61,000 | 160,000 | 266,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,375,000 | 4,351,000 | 4,460,000 | 4,554,000 |
| Total capital | 4,572,000 | 4,549,000 | 4,661,000 | 4,757,000 |
| Risk-weighted assets | 22,876,000 | 23,645,000 | 24,114,000 | 24,487,000 |