Call reports 2005
PEABODY STATE BANK — 2005
What PEABODY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 39,540,000 | 39,167,000 | 37,306,000 | 37,958,000 |
| Total loans | 18,350,000 | 19,256,000 | 17,724,000 | 20,533,000 |
| Allowance for loan losses | 211,000 | 192,000 | 193,000 | 195,000 |
| Securities available for sale | 17,498,000 | 15,834,000 | 15,686,000 | 13,921,000 |
| Securities held to maturity | 992,000 | 989,000 | 984,000 | 984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,551,000 | 31,187,000 | 29,558,000 | 28,178,000 |
| Interest-bearing deposits | 28,553,000 | 27,754,000 | 26,401,000 | 24,922,000 |
| Noninterest-bearing deposits | 2,998,000 | 3,433,000 | 3,157,000 | 3,256,000 |
| Equity capital | 4,416,000 | 4,574,000 | 4,621,000 | 4,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 926,000 | 1,400,000 | 1,886,000 |
| Interest expense | 136,000 | 287,000 | 443,000 | 609,000 |
| Net interest income | 300,000 | 639,000 | 957,000 | 1,277,000 |
| Noninterest income | 47,000 | 106,000 | 172,000 | 220,000 |
| Noninterest expense | 238,000 | 487,000 | 746,000 | 1,069,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 244,000 | 370,000 | 376,000 |
| Income tax | 22,000 | 45,000 | 73,000 | 55,000 |
| Net income | 87,000 | 199,000 | 297,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,060,000 | 4,177,000 | 4,282,000 | 4,331,000 |
| Total capital | 4,271,000 | 4,369,000 | 4,475,000 | 4,526,000 |
| Risk-weighted assets | 21,414,000 | 22,146,000 | 20,584,000 | 22,859,000 |