Call reports 2004
PEABODY STATE BANK — 2004
What PEABODY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 38,106,000 | 38,249,000 | 38,311,000 | 38,552,000 |
| Total loans | 18,057,000 | 18,153,000 | 17,205,000 | 18,344,000 |
| Allowance for loan losses | 202,000 | 216,000 | 218,000 | 211,000 |
| Securities available for sale | 16,653,000 | 16,173,000 | 16,651,000 | 16,341,000 |
| Securities held to maturity | 78,000 | 78,000 | 74,000 | 74,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,187,000 | 30,769,000 | 30,563,000 | 30,422,000 |
| Interest-bearing deposits | 27,692,000 | 27,413,000 | 27,486,000 | 27,500,000 |
| Noninterest-bearing deposits | 2,495,000 | 3,356,000 | 3,077,000 | 2,922,000 |
| Equity capital | 4,545,000 | 4,288,000 | 4,480,000 | 4,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 837,000 | 1,270,000 | 1,703,000 |
| Interest expense | 133,000 | 263,000 | 395,000 | 528,000 |
| Net interest income | 291,000 | 574,000 | 875,000 | 1,175,000 |
| Noninterest income | 40,000 | 84,000 | 134,000 | 187,000 |
| Noninterest expense | 272,000 | 490,000 | 767,000 | 1,109,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 169,000 | 243,000 | 254,000 |
| Income tax | 7,000 | 30,000 | 49,000 | 28,000 |
| Net income | 53,000 | 139,000 | 194,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,898,000 | 3,873,000 | 3,934,000 | 3,972,000 |
| Total capital | 4,100,000 | 4,089,000 | 4,152,000 | 4,183,000 |
| Risk-weighted assets | 20,564,000 | 20,809,000 | 19,855,000 | 20,958,000 |