Call reports 2003
PEABODY STATE BANK — 2003
What PEABODY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 36,656,000 | 36,811,000 | 37,869,000 | 37,639,000 |
| Total loans | 17,013,000 | 17,966,000 | 17,218,000 | 18,422,000 |
| Allowance for loan losses | 178,000 | 209,000 | 205,000 | 203,000 |
| Securities available for sale | 14,875,000 | 13,770,000 | 14,672,000 | 15,942,000 |
| Securities held to maturity | 82,000 | 82,000 | 78,000 | 78,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,534,000 | 29,049,000 | 30,016,000 | 29,410,000 |
| Interest-bearing deposits | 26,541,000 | 26,358,000 | 27,354,000 | 26,853,000 |
| Noninterest-bearing deposits | 2,993,000 | 2,691,000 | 2,662,000 | 2,557,000 |
| Equity capital | 4,453,000 | 4,423,000 | 4,421,000 | 4,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 894,000 | 1,309,000 | 1,748,000 |
| Interest expense | 158,000 | 310,000 | 460,000 | 597,000 |
| Net interest income | 293,000 | 584,000 | 849,000 | 1,151,000 |
| Noninterest income | 43,000 | 88,000 | 134,000 | 177,000 |
| Noninterest expense | 277,000 | 517,000 | 771,000 | 1,039,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 7,000 |
| Pretax income | 52,000 | 148,000 | 205,000 | 288,000 |
| Income tax | 4,000 | 27,000 | 31,000 | 33,000 |
| Net income | 48,000 | 121,000 | 174,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,725,000 | 3,696,000 | 3,757,000 | 3,815,000 |
| Total capital | 3,903,000 | 3,905,000 | 3,969,000 | 4,018,000 |
| Risk-weighted assets | 19,414,000 | 20,220,000 | 19,937,000 | 20,853,000 |