Call reports 2002
PEABODY STATE BANK — 2002
What PEABODY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,205,000 | 35,450,000 | 35,634,000 | 35,447,000 |
| Total loans | 17,777,000 | 16,852,000 | 16,055,000 | 17,000,000 |
| Allowance for loan losses | 196,000 | 199,000 | 191,000 | 171,000 |
| Securities available for sale | 12,836,000 | 13,829,000 | 15,717,000 | 14,216,000 |
| Securities held to maturity | 427,000 | 86,000 | 82,000 | 82,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,968,000 | 29,017,000 | 29,082,000 | 28,798,000 |
| Interest-bearing deposits | 25,830,000 | 26,602,000 | 26,792,000 | 26,424,000 |
| Noninterest-bearing deposits | 2,138,000 | 2,415,000 | 2,290,000 | 2,374,000 |
| Equity capital | 4,097,000 | 4,244,000 | 4,371,000 | 4,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,010,000 | 1,499,000 | 1,971,000 |
| Interest expense | 205,000 | 396,000 | 584,000 | 755,000 |
| Net interest income | 303,000 | 614,000 | 915,000 | 1,216,000 |
| Noninterest income | 40,000 | 83,000 | 132,000 | 173,000 |
| Noninterest expense | 310,000 | 542,000 | 796,000 | 1,064,000 |
| Provision for loan losses | 18,000 | 18,000 | 18,000 | 21,000 |
| Pretax income | 15,000 | 137,000 | 233,000 | 304,000 |
| Income tax | 0 | 13,000 | 20,000 | 21,000 |
| Net income | 15,000 | 124,000 | 213,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,398,000 | 3,512,000 | 3,605,000 | 3,673,000 |
| Total capital | 3,602,000 | 3,711,000 | 3,800,000 | 3,844,000 |
| Risk-weighted assets | 19,717,000 | 19,267,000 | 18,672,000 | 19,470,000 |