Call reports 2001
PEABODY STATE BANK — 2001
What PEABODY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,953,000 | 35,114,000 | 34,316,000 | 34,270,000 |
| Total loans | 17,653,000 | 16,924,000 | 16,405,000 | 17,091,000 |
| Allowance for loan losses | 193,000 | 193,000 | 195,000 | 176,000 |
| Securities available for sale | 13,600,000 | 14,135,000 | 14,448,000 | 13,364,000 |
| Securities held to maturity | 447,000 | 443,000 | 426,000 | 430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,083,000 | 28,978,000 | 28,048,000 | 28,052,000 |
| Interest-bearing deposits | 26,800,000 | 26,669,000 | 25,537,000 | 25,853,000 |
| Noninterest-bearing deposits | 2,283,000 | 2,309,000 | 2,511,000 | 2,199,000 |
| Equity capital | 3,823,000 | 3,901,000 | 4,045,000 | 4,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,206,000 | 1,783,000 | 2,322,000 |
| Interest expense | 301,000 | 587,000 | 856,000 | 1,090,000 |
| Net interest income | 317,000 | 619,000 | 927,000 | 1,232,000 |
| Noninterest income | 36,000 | 80,000 | 130,000 | 182,000 |
| Noninterest expense | 302,000 | 521,000 | 767,000 | 1,008,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 87,000 | 220,000 | 348,000 | 428,000 |
| Income tax | 10,000 | 48,000 | 77,000 | 70,000 |
| Net income | 77,000 | 172,000 | 271,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,080,000 | 3,177,000 | 3,289,000 | 3,381,000 |
| Total capital | 3,274,000 | 3,371,000 | 3,488,000 | 3,560,000 |
| Risk-weighted assets | 23,524,000 | 22,705,000 | 19,055,000 | 18,896,000 |