Call reports 2025
BANK OF LAFAYETTE, THE — 2025
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 411,413,000 | 407,055,000 | 411,238,000 | 448,306,000 |
| Total loans | 164,201,000 | 164,618,000 | 166,371,000 | 172,410,000 |
| Allowance for loan losses | 978,000 | 968,000 | 964,000 | 1,018,000 |
| Securities available for sale | 208,237,000 | 207,722,000 | 211,212,000 | 221,537,000 |
| Securities held to maturity | 1,290,000 | 1,290,000 | 1,290,000 | 1,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,112,000 | 369,509,000 | 339,947,000 | 377,876,000 |
| Interest-bearing deposits | 323,097,000 | 311,777,000 | 279,594,000 | 321,355,000 |
| Noninterest-bearing deposits | 59,015,000 | 57,732,000 | 60,353,000 | 56,521,000 |
| Equity capital | 9,954,000 | 12,394,000 | 17,640,000 | 17,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,370,000 | 8,821,000 | 13,312,000 | 17,944,000 |
| Interest expense | 1,662,000 | 3,221,000 | 4,761,000 | 6,404,000 |
| Net interest income | 2,708,000 | 5,600,000 | 8,551,000 | 11,540,000 |
| Noninterest income | 300,000 | 613,000 | 959,000 | 1,278,000 |
| Noninterest expense | 1,730,000 | 3,478,000 | 5,284,000 | 7,226,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 1,278,000 | 2,684,000 | 4,182,000 | 4,559,000 |
| Income tax | 279,000 | 620,000 | 973,000 | 1,058,000 |
| Net income | 999,000 | 2,064,000 | 3,209,000 | 3,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,175,000 | 43,239,000 | 44,384,000 | 43,416,000 |