Call reports 2024
BANK OF LAFAYETTE, THE — 2024
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 401,116,000 | 406,744,000 | 387,143,000 | 401,270,000 |
| Total loans | 157,048,000 | 157,964,000 | 161,422,000 | 161,708,000 |
| Allowance for loan losses | 942,000 | 944,000 | 927,000 | 1,001,000 |
| Securities available for sale | 204,139,000 | 204,608,000 | 196,458,000 | 206,628,000 |
| Securities held to maturity | 1,664,000 | 1,665,000 | 1,665,000 | 1,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,892,000 | 368,060,000 | 340,254,000 | 375,895,000 |
| Interest-bearing deposits | 310,399,000 | 313,701,000 | 285,034,000 | 319,547,000 |
| Noninterest-bearing deposits | 55,493,000 | 54,359,000 | 55,220,000 | 56,348,000 |
| Equity capital | 2,352,000 | 4,865,000 | 12,236,000 | 6,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,099,000 | 8,464,000 | 12,672,000 | 16,918,000 |
| Interest expense | 1,705,000 | 3,673,000 | 5,424,000 | 7,222,000 |
| Net interest income | 2,394,000 | 4,791,000 | 7,248,000 | 9,696,000 |
| Noninterest income | 278,000 | 589,000 | 931,000 | 1,239,000 |
| Noninterest expense | 1,599,000 | 3,235,000 | 4,902,000 | 6,937,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 90,000 |
| Pretax income | 1,027,000 | 2,096,000 | 3,142,000 | 3,818,000 |
| Income tax | 236,000 | 472,000 | 713,000 | 869,000 |
| Net income | 791,000 | 1,624,000 | 2,429,000 | 2,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,897,000 | 40,729,000 | 40,655,000 | 41,175,000 |