Call reports 2023
BANK OF LAFAYETTE, THE — 2023
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 393,246,000 | 377,119,000 | 364,112,000 | 390,922,000 |
| Total loans | 139,559,000 | 140,439,000 | 145,840,000 | 151,813,000 |
| Allowance for loan losses | 920,000 | 943,000 | 906,000 | 881,000 |
| Securities available for sale | 205,852,000 | 201,504,000 | 182,114,000 | 191,248,000 |
| Securities held to maturity | 2,809,000 | 2,034,000 | 2,034,000 | 1,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,423,000 | 371,815,000 | 338,420,000 | 368,869,000 |
| Interest-bearing deposits | 327,267,000 | 312,908,000 | 282,584,000 | 315,491,000 |
| Noninterest-bearing deposits | 59,155,000 | 58,907,000 | 55,836,000 | 53,378,000 |
| Equity capital | 2,929,000 | 1,611,000 | -1,857,000 | 3,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,587,000 | 7,244,000 | 10,893,000 | 14,640,000 |
| Interest expense | 1,117,000 | 2,347,000 | 3,800,000 | 6,319,000 |
| Net interest income | 2,470,000 | 4,897,000 | 7,093,000 | 8,321,000 |
| Noninterest income | 291,000 | 611,000 | 3,101,000 | 3,370,000 |
| Noninterest expense | 1,609,000 | 3,330,000 | 5,094,000 | 7,380,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,150,000 | 2,174,000 | 5,092,000 | 3,296,000 |
| Income tax | 261,000 | 487,000 | 1,205,000 | 821,000 |
| Net income | 889,000 | 1,687,000 | 3,887,000 | 2,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,319,000 | 39,117,000 | 41,317,000 | 39,106,000 |