Call reports 2022
BANK OF LAFAYETTE, THE — 2022
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 392,891,000 | 388,577,000 | 366,433,000 | 394,613,000 |
| Total loans | 114,773,000 | 119,923,000 | 128,176,000 | 136,422,000 |
| Allowance for loan losses | 782,000 | 825,000 | 853,000 | 925,000 |
| Securities available for sale | 225,026,000 | 209,760,000 | 195,178,000 | 194,428,000 |
| Securities held to maturity | 4,212,000 | 4,213,000 | 2,973,000 | 2,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,294,000 | 377,160,000 | 362,563,000 | 390,745,000 |
| Interest-bearing deposits | 314,265,000 | 315,922,000 | 298,658,000 | 333,401,000 |
| Noninterest-bearing deposits | 56,030,000 | 61,238,000 | 63,905,000 | 57,344,000 |
| Equity capital | 20,235,000 | 8,852,000 | 556,000 | -15,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,683,000 | 5,583,000 | 8,755,000 | 12,101,000 |
| Interest expense | 367,000 | 742,000 | 1,151,000 | 1,845,000 |
| Net interest income | 2,316,000 | 4,841,000 | 7,604,000 | 10,256,000 |
| Noninterest income | 276,000 | 570,000 | 894,000 | 1,170,000 |
| Noninterest expense | 1,728,000 | 3,497,000 | 5,509,000 | 9,184,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 100,000 |
| Pretax income | 854,000 | 1,893,000 | 2,938,000 | 2,106,000 |
| Income tax | 196,000 | 427,000 | 665,000 | 490,000 |
| Net income | 658,000 | 1,466,000 | 2,273,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,052,000 | 37,860,000 | 38,667,000 | 37,430,000 |