Call reports 2021
BANK OF LAFAYETTE, THE — 2021
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 332,273,000 | 346,547,000 | 344,885,000 | 393,390,000 |
| Total loans | 104,663,000 | 107,589,000 | 113,322,000 | 113,447,000 |
| Allowance for loan losses | 843,000 | 848,000 | 843,000 | 784,000 |
| Securities available for sale | 191,640,000 | 211,631,000 | 203,560,000 | 240,873,000 |
| Securities held to maturity | 5,557,000 | 5,555,000 | 5,378,000 | 5,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,497,000 | 308,902,000 | 306,392,000 | 359,026,000 |
| Interest-bearing deposits | 245,730,000 | 256,405,000 | 250,805,000 | 306,382,000 |
| Noninterest-bearing deposits | 50,767,000 | 52,497,000 | 55,587,000 | 52,644,000 |
| Equity capital | 32,344,000 | 33,569,000 | 34,013,000 | 32,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,131,000 | 4,617,000 | 6,998,000 | 9,476,000 |
| Interest expense | 328,000 | 636,000 | 941,000 | 1,252,000 |
| Net interest income | 1,803,000 | 3,981,000 | 6,057,000 | 8,224,000 |
| Noninterest income | 229,000 | 543,000 | 854,000 | 1,144,000 |
| Noninterest expense | 1,629,000 | 3,311,000 | 4,998,000 | 6,728,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 400,000 | 1,206,000 | 1,904,000 | 2,628,000 |
| Income tax | 90,000 | 276,000 | 430,000 | 595,000 |
| Net income | 310,000 | 930,000 | 1,474,000 | 2,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,699,000 | 36,095,000 | 36,386,000 | 36,394,000 |