Call reports 2020
BANK OF LAFAYETTE, THE — 2020
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 287,914,000 | 296,397,000 | 290,059,000 | 328,296,000 |
| Total loans | 101,575,000 | 105,460,000 | 107,657,000 | 108,541,000 |
| Allowance for loan losses | 831,000 | 944,000 | 945,000 | 849,000 |
| Securities available for sale | 159,818,000 | 166,111,000 | 155,455,000 | 177,139,000 |
| Securities held to maturity | 6,518,000 | 6,516,000 | 6,514,000 | 6,483,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,863,000 | 256,025,000 | 250,466,000 | 289,515,000 |
| Interest-bearing deposits | 207,757,000 | 209,630,000 | 205,222,000 | 240,601,000 |
| Noninterest-bearing deposits | 39,107,000 | 46,395,000 | 45,243,000 | 48,914,000 |
| Equity capital | 37,428,000 | 36,616,000 | 36,181,000 | 35,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,440,000 | 4,798,000 | 6,922,000 | 8,956,000 |
| Interest expense | 534,000 | 969,000 | 1,357,000 | 1,697,000 |
| Net interest income | 1,906,000 | 3,829,000 | 5,565,000 | 7,259,000 |
| Noninterest income | 243,000 | 478,000 | 762,000 | 1,020,000 |
| Noninterest expense | 1,574,000 | 3,179,000 | 4,813,000 | 6,470,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 150,000 |
| Pretax income | 491,000 | 975,000 | 1,358,000 | 1,702,000 |
| Income tax | 112,000 | 218,000 | 293,000 | 357,000 |
| Net income | 379,000 | 757,000 | 1,065,000 | 1,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,283,000 | 35,660,000 | 35,668,000 | 35,429,000 |
| Total capital | 36,300,000 | 36,604,000 | 36,613,000 | — |
| Risk-weighted assets | 82,442,000 | 116,610,000 | 119,228,000 | — |