Call reports 2019
BANK OF LAFAYETTE, THE — 2019
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 277,992,000 | 271,987,000 | 258,165,000 | 284,705,000 |
| Total loans | 95,552,000 | 98,176,000 | 101,352,000 | 101,757,000 |
| Allowance for loan losses | 887,000 | 858,000 | 793,000 | 740,000 |
| Securities available for sale | 148,337,000 | 150,713,000 | 137,661,000 | 143,600,000 |
| Securities held to maturity | 8,236,000 | 8,232,000 | 7,853,000 | 7,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,767,000 | 235,518,000 | 220,838,000 | 247,299,000 |
| Interest-bearing deposits | 202,377,000 | 194,273,000 | 180,639,000 | 208,358,000 |
| Noninterest-bearing deposits | 40,390,000 | 41,245,000 | 40,198,000 | 38,941,000 |
| Equity capital | 32,047,000 | 33,446,000 | 34,479,000 | 34,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,564,000 | 5,084,000 | 7,485,000 | 9,744,000 |
| Interest expense | 468,000 | 973,000 | 1,477,000 | 1,976,000 |
| Net interest income | 2,096,000 | 4,111,000 | 6,008,000 | 7,768,000 |
| Noninterest income | 231,000 | 488,000 | 766,000 | 1,014,000 |
| Noninterest expense | 1,552,000 | 3,130,000 | 4,666,000 | 6,246,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 100,000 |
| Pretax income | 775,000 | 1,469,000 | 2,070,000 | 2,496,000 |
| Income tax | 171,000 | 328,000 | 458,000 | 560,000 |
| Net income | 604,000 | 1,141,000 | 1,612,000 | 1,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,338,000 | 34,881,000 | 35,359,000 | 35,056,000 |
| Total capital | 35,225,000 | 35,739,000 | 36,152,000 | 35,796,000 |
| Risk-weighted assets | 79,354,000 | 81,138,000 | 82,605,000 | 83,689,000 |