Call reports 2018
BANK OF LAFAYETTE, THE — 2018
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 261,711,000 | 255,214,000 | 243,763,000 | 272,552,000 |
| Total loans | 91,380,000 | 92,157,000 | 95,309,000 | 94,222,000 |
| Allowance for loan losses | 917,000 | 892,000 | 881,000 | 918,000 |
| Securities available for sale | 140,027,000 | 137,455,000 | 128,968,000 | 130,017,000 |
| Securities held to maturity | 8,857,000 | 9,049,000 | 9,045,000 | 9,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,403,000 | 224,434,000 | 212,826,000 | 240,928,000 |
| Interest-bearing deposits | 193,198,000 | 188,686,000 | 173,620,000 | 201,887,000 |
| Noninterest-bearing deposits | 38,206,000 | 35,748,000 | 39,206,000 | 39,041,000 |
| Equity capital | 28,485,000 | 28,973,000 | 28,681,000 | 29,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,312,000 | 4,736,000 | 7,137,000 | 9,467,000 |
| Interest expense | 290,000 | 572,000 | 859,000 | 1,182,000 |
| Net interest income | 2,022,000 | 4,164,000 | 6,278,000 | 8,285,000 |
| Noninterest income | 249,000 | 515,000 | 682,000 | 930,000 |
| Noninterest expense | 1,517,000 | 2,999,000 | 4,522,000 | 6,079,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 754,000 | 1,680,000 | 2,383,000 | 3,031,000 |
| Income tax | 168,000 | 372,000 | 536,000 | 686,000 |
| Net income | 586,000 | 1,308,000 | 1,847,000 | 2,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,933,000 | 33,655,000 | 34,192,000 | 34,044,000 |
| Total capital | 33,850,000 | 34,547,000 | 35,073,000 | 34,962,000 |
| Risk-weighted assets | 98,134,000 | 74,998,000 | 79,693,000 | 77,919,000 |