Call reports 2017
BANK OF LAFAYETTE, THE — 2017
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 243,220,000 | 242,326,000 | 232,607,000 | 263,461,000 |
| Total loans | 93,149,000 | 95,236,000 | 95,855,000 | 93,750,000 |
| Allowance for loan losses | 1,181,000 | 1,150,000 | 1,081,000 | 1,000,000 |
| Securities available for sale | 122,795,000 | 125,565,000 | 109,804,000 | 133,191,000 |
| Securities held to maturity | 8,975,000 | 8,973,000 | 8,970,000 | 9,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,120,000 | 208,537,000 | 198,568,000 | 231,204,000 |
| Interest-bearing deposits | 172,757,000 | 172,007,000 | 160,610,000 | 197,574,000 |
| Noninterest-bearing deposits | 38,364,000 | 36,529,000 | 37,958,000 | 33,630,000 |
| Equity capital | 29,552,000 | 31,013,000 | 31,328,000 | 29,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,101,000 | 4,330,000 | 6,521,000 | 8,700,000 |
| Interest expense | 218,000 | 437,000 | 653,000 | 906,000 |
| Net interest income | 1,883,000 | 3,893,000 | 5,868,000 | 7,794,000 |
| Noninterest income | 242,000 | 474,000 | 720,000 | 951,000 |
| Noninterest expense | 1,488,000 | 2,966,000 | 4,468,000 | 5,949,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 637,000 | 1,401,000 | 2,172,000 | 2,848,000 |
| Income tax | 206,000 | 447,000 | 713,000 | 1,265,000 |
| Net income | 431,000 | 954,000 | 1,459,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,569,000 | 32,092,000 | 32,595,000 | 32,472,000 |
| Total capital | 32,750,000 | 33,242,000 | 33,676,000 | 33,472,000 |
| Risk-weighted assets | 98,247,000 | 102,628,000 | 97,348,000 | 100,113,000 |