Call reports 2016
BANK OF LAFAYETTE, THE — 2016
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 240,497,000 | 239,264,000 | 230,381,000 | 239,176,000 |
| Total loans | 92,505,000 | 91,270,000 | 91,585,000 | 93,091,000 |
| Allowance for loan losses | 1,252,000 | 1,287,000 | 1,288,000 | 1,243,000 |
| Securities available for sale | 119,177,000 | 122,593,000 | 117,710,000 | 113,591,000 |
| Securities held to maturity | 10,100,000 | 10,097,000 | 10,095,000 | 9,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,066,000 | 203,857,000 | 193,797,000 | 208,192,000 |
| Interest-bearing deposits | 169,859,000 | 168,404,000 | 158,407,000 | 173,011,000 |
| Noninterest-bearing deposits | 36,208,000 | 35,453,000 | 35,390,000 | 35,181,000 |
| Equity capital | 31,570,000 | 32,266,000 | 33,310,000 | 28,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,061,000 | 4,216,000 | 6,256,000 | 8,155,000 |
| Interest expense | 230,000 | 451,000 | 660,000 | 861,000 |
| Net interest income | 1,831,000 | 3,765,000 | 5,596,000 | 7,294,000 |
| Noninterest income | 237,000 | 450,000 | 670,000 | 907,000 |
| Noninterest expense | 1,470,000 | 2,954,000 | 4,430,000 | 5,873,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 611,000 | 1,346,000 | 1,934,000 | 2,426,000 |
| Income tax | 211,000 | 465,000 | 659,000 | 799,000 |
| Net income | 400,000 | 881,000 | 1,275,000 | 1,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,364,000 | 32,844,000 | 33,237,000 | 31,141,000 |
| Total capital | 33,607,000 | 34,089,000 | 34,446,000 | 32,363,000 |
| Risk-weighted assets | 99,463,000 | 99,628,000 | 96,616,000 | 97,804,000 |