Call reports 2015
BANK OF LAFAYETTE, THE — 2015
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 239,609,000 | 232,729,000 | 229,605,000 | 233,757,000 |
| Total loans | 94,652,000 | 94,754,000 | 94,683,000 | 93,011,000 |
| Allowance for loan losses | 1,571,000 | 1,508,000 | 1,329,000 | 1,239,000 |
| Securities available for sale | 113,822,000 | 115,042,000 | 112,973,000 | 103,330,000 |
| Securities held to maturity | 14,545,000 | 11,475,000 | 11,473,000 | 10,802,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,118,000 | 200,520,000 | 191,535,000 | 200,756,000 |
| Interest-bearing deposits | 177,945,000 | 170,722,000 | 160,684,000 | 168,907,000 |
| Noninterest-bearing deposits | 28,174,000 | 29,798,000 | 30,851,000 | 31,848,000 |
| Equity capital | 30,869,000 | 29,336,000 | 31,055,000 | 30,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,102,000 | 4,216,000 | 6,335,000 | 8,356,000 |
| Interest expense | 257,000 | 512,000 | 751,000 | 965,000 |
| Net interest income | 1,845,000 | 3,704,000 | 5,584,000 | 7,391,000 |
| Noninterest income | 214,000 | 462,000 | 692,000 | 920,000 |
| Noninterest expense | 1,477,000 | 2,914,000 | 4,355,000 | 5,790,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 60,000 |
| Pretax income | 674,000 | 1,344,000 | 1,998,000 | 2,591,000 |
| Income tax | 170,000 | 448,000 | 660,000 | 818,000 |
| Net income | 504,000 | 896,000 | 1,338,000 | 1,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,304,000 | 31,694,000 | 32,130,000 | 31,964,000 |
| Total capital | 32,315,000 | 32,779,000 | 33,364,000 | 33,191,000 |
| Risk-weighted assets | 80,312,000 | 86,362,000 | 98,593,000 | 98,154,000 |