Call reports 2014
BANK OF LAFAYETTE, THE — 2014
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 234,744,000 | 238,898,000 | 230,234,000 | 236,411,000 |
| Total loans | 90,648,000 | 90,539,000 | 91,886,000 | 91,794,000 |
| Allowance for loan losses | 2,332,000 | 1,939,000 | 1,648,000 | 1,648,000 |
| Securities available for sale | 112,966,000 | 114,983,000 | 111,070,000 | 109,411,000 |
| Securities held to maturity | 14,253,000 | 14,186,000 | 14,954,000 | 14,927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,032,000 | 207,629,000 | 198,315,000 | 203,561,000 |
| Interest-bearing deposits | 180,676,000 | 181,324,000 | 170,887,000 | 178,651,000 |
| Noninterest-bearing deposits | 24,356,000 | 26,305,000 | 27,429,000 | 24,910,000 |
| Equity capital | 27,154,000 | 28,414,000 | 29,005,000 | 30,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,142,000 | 4,340,000 | 6,505,000 | 8,602,000 |
| Interest expense | 304,000 | 620,000 | 899,000 | 1,164,000 |
| Net interest income | 1,838,000 | 3,720,000 | 5,606,000 | 7,438,000 |
| Noninterest income | 228,000 | 447,000 | 712,000 | 942,000 |
| Noninterest expense | 1,418,000 | 2,894,000 | 4,293,000 | 5,735,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 648,000 | 1,283,000 | 2,035,000 | 2,777,000 |
| Income tax | 212,000 | 428,000 | 686,000 | 939,000 |
| Net income | 436,000 | 855,000 | 1,349,000 | 1,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,088,000 | 30,507,000 | 30,999,000 | 30,889,000 |
| Total capital | 31,251,000 | 31,719,000 | 32,220,000 | 32,120,000 |
| Risk-weighted assets | 91,866,000 | 96,272,000 | 97,235,000 | 98,028,000 |