Call reports 2013
BANK OF LAFAYETTE, THE — 2013
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 243,142,000 | 235,159,000 | 227,520,000 | 227,874,000 |
| Total loans | 86,509,000 | 88,069,000 | 91,624,000 | 88,928,000 |
| Allowance for loan losses | 2,428,000 | 2,224,000 | 2,298,000 | 2,329,000 |
| Securities available for sale | 136,642,000 | 119,412,000 | 112,603,000 | 106,950,000 |
| Securities held to maturity | 11,321,000 | 13,172,000 | 12,853,000 | 12,546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,683,000 | 207,220,000 | 193,584,000 | 199,310,000 |
| Interest-bearing deposits | 184,678,000 | 179,093,000 | 168,898,000 | 175,647,000 |
| Noninterest-bearing deposits | 27,005,000 | 28,127,000 | 24,686,000 | 23,663,000 |
| Equity capital | 28,776,000 | 25,523,000 | 26,547,000 | 26,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,642,000 | 5,594,000 | 7,680,000 |
| Interest expense | 379,000 | 718,000 | 1,044,000 | 1,346,000 |
| Net interest income | 1,417,000 | 2,924,000 | 4,550,000 | 6,334,000 |
| Noninterest income | 242,000 | 495,000 | 781,000 | 1,015,000 |
| Noninterest expense | 1,342,000 | 2,668,000 | 4,027,000 | 5,384,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 317,000 | 792,000 | 1,345,000 | 2,030,000 |
| Income tax | 100,000 | 237,000 | 431,000 | 664,000 |
| Net income | 217,000 | 555,000 | 914,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,258,000 | 29,586,000 | 29,936,000 | 29,790,000 |
| Total capital | 30,313,000 | 30,709,000 | 31,096,000 | 30,923,000 |
| Risk-weighted assets | 83,056,000 | 88,759,000 | 91,650,000 | 89,405,000 |