Call reports 2012
BANK OF LAFAYETTE, THE — 2012
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 243,006,000 | 241,658,000 | 235,370,000 | 244,297,000 |
| Total loans | 82,419,000 | 82,596,000 | 85,661,000 | 84,617,000 |
| Allowance for loan losses | 2,573,000 | 2,576,000 | 2,531,000 | 2,481,000 |
| Securities available for sale | 124,912,000 | 127,357,000 | 114,351,000 | 118,421,000 |
| Securities held to maturity | 4,281,000 | 7,180,000 | 7,880,000 | 10,511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,982,000 | 207,465,000 | 200,297,000 | 211,966,000 |
| Interest-bearing deposits | 184,339,000 | 182,371,000 | 178,156,000 | 189,375,000 |
| Noninterest-bearing deposits | 25,643,000 | 25,094,000 | 22,141,000 | 22,591,000 |
| Equity capital | 30,224,000 | 31,379,000 | 31,790,000 | 29,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,177,000 | 4,440,000 | 6,372,000 | 8,099,000 |
| Interest expense | 474,000 | 984,000 | 1,450,000 | 1,845,000 |
| Net interest income | 1,703,000 | 3,456,000 | 4,922,000 | 6,254,000 |
| Noninterest income | 190,000 | 392,000 | 666,000 | 898,000 |
| Noninterest expense | 1,337,000 | 2,637,000 | 3,968,000 | 5,293,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 950,000 | 1,755,000 | 2,163,000 | 2,501,000 |
| Income tax | 328,000 | 609,000 | 733,000 | 870,000 |
| Net income | 622,000 | 1,146,000 | 1,430,000 | 1,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,220,000 | 29,665,000 | 29,950,000 | 29,045,000 |
| Total capital | 30,129,000 | 30,543,000 | 30,904,000 | 30,008,000 |
| Risk-weighted assets | 71,045,000 | 68,561,000 | 74,760,000 | 75,554,000 |