Call reports 2011
BANK OF LAFAYETTE, THE — 2011
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 214,120,000 | 210,089,000 | 208,537,000 | 225,632,000 |
| Total loans | 83,750,000 | 83,516,000 | 84,500,000 | 82,406,000 |
| Allowance for loan losses | 2,476,000 | 2,494,000 | 2,593,000 | 2,681,000 |
| Securities available for sale | 104,591,000 | 109,983,000 | 104,482,000 | 100,880,000 |
| Securities held to maturity | 3,769,000 | 3,520,000 | 4,196,000 | 4,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,966,000 | 177,752,000 | 172,814,000 | 191,532,000 |
| Interest-bearing deposits | 157,913,000 | 151,752,000 | 148,255,000 | 164,814,000 |
| Noninterest-bearing deposits | 26,053,000 | 26,000,000 | 24,560,000 | 26,719,000 |
| Equity capital | 27,739,000 | 29,806,000 | 32,062,000 | 30,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,225,000 | 4,521,000 | 6,825,000 | 8,972,000 |
| Interest expense | 492,000 | 965,000 | 1,421,000 | 1,868,000 |
| Net interest income | 1,733,000 | 3,556,000 | 5,404,000 | 7,104,000 |
| Noninterest income | 248,000 | 519,000 | 650,000 | 795,000 |
| Noninterest expense | 1,358,000 | 2,781,000 | 4,066,000 | 5,546,000 |
| Provision for loan losses | 150,000 | 300,000 | 500,000 | 855,000 |
| Pretax income | 505,000 | 1,584,000 | 2,561,000 | 2,574,000 |
| Income tax | 165,000 | 521,000 | 843,000 | 823,000 |
| Net income | 340,000 | 1,063,000 | 1,718,000 | 1,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,797,000 | 28,528,000 | 29,190,000 | 28,599,000 |
| Total capital | 28,717,000 | 29,471,000 | 30,135,000 | 29,523,000 |
| Risk-weighted assets | 72,048,000 | 73,881,000 | 73,947,000 | 72,179,000 |