Call reports 2010
BANK OF LAFAYETTE, THE — 2010
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 190,287,000 | 194,309,000 | 197,121,000 | 210,136,000 |
| Total loans | 85,905,000 | 85,704,000 | 85,971,000 | 86,266,000 |
| Allowance for loan losses | 1,973,000 | 2,059,000 | 2,269,000 | 2,378,000 |
| Securities available for sale | 77,389,000 | 84,825,000 | 90,659,000 | 89,289,000 |
| Securities held to maturity | 4,615,000 | 4,220,000 | 4,220,000 | 4,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,044,000 | 161,923,000 | 164,312,000 | 180,052,000 |
| Interest-bearing deposits | 136,121,000 | 139,784,000 | 141,332,000 | 158,380,000 |
| Noninterest-bearing deposits | 23,923,000 | 22,139,000 | 22,980,000 | 21,672,000 |
| Equity capital | 27,459,000 | 29,071,000 | 29,608,000 | 27,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,165,000 | 4,444,000 | 6,667,000 | 8,825,000 |
| Interest expense | 515,000 | 1,033,000 | 1,552,000 | 2,066,000 |
| Net interest income | 1,650,000 | 3,411,000 | 5,115,000 | 6,759,000 |
| Noninterest income | 283,000 | 572,000 | 892,000 | 1,155,000 |
| Noninterest expense | 1,329,000 | 2,640,000 | 4,012,000 | 5,540,000 |
| Provision for loan losses | 169,000 | 295,000 | 444,000 | 694,000 |
| Pretax income | 529,000 | 1,142,000 | 2,073,000 | 2,303,000 |
| Income tax | 163,000 | 360,000 | 661,000 | 726,000 |
| Net income | 366,000 | 782,000 | 1,412,000 | 1,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,863,000 | 27,286,000 | 27,920,000 | 27,460,000 |
| Total capital | 27,812,000 | 28,205,000 | 28,841,000 | 28,392,000 |
| Risk-weighted assets | 74,917,000 | 72,346,000 | 72,317,000 | 73,134,000 |