Call reports 2009
BANK OF LAFAYETTE, THE — 2009
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 179,897,000 | 179,559,000 | 173,077,000 | 187,007,000 |
| Total loans | 85,280,000 | 86,509,000 | 86,029,000 | 86,248,000 |
| Allowance for loan losses | 1,050,000 | 1,150,000 | 1,145,000 | 1,980,000 |
| Securities available for sale | 75,425,000 | 69,786,000 | 71,355,000 | 70,823,000 |
| Securities held to maturity | 4,718,000 | 4,412,000 | 4,007,000 | 4,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,024,000 | 149,935,000 | 142,209,000 | 157,421,000 |
| Interest-bearing deposits | 126,901,000 | 126,526,000 | 119,815,000 | 137,420,000 |
| Noninterest-bearing deposits | 22,123,000 | 23,410,000 | 22,394,000 | 20,001,000 |
| Equity capital | 27,531,000 | 26,774,000 | 27,916,000 | 26,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,363,000 | 4,682,000 | 6,920,000 | 9,101,000 |
| Interest expense | 651,000 | 1,244,000 | 1,766,000 | 2,269,000 |
| Net interest income | 1,712,000 | 3,438,000 | 5,154,000 | 6,832,000 |
| Noninterest income | 260,000 | 575,000 | 916,000 | 1,224,000 |
| Noninterest expense | 1,314,000 | 2,708,000 | 4,062,000 | 5,409,000 |
| Provision for loan losses | 115,000 | 265,000 | 415,000 | 1,378,000 |
| Pretax income | 565,000 | 1,271,000 | 1,884,000 | 1,564,000 |
| Income tax | 178,000 | 458,000 | 646,000 | 605,000 |
| Net income | 387,000 | 813,000 | 1,238,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,552,000 | 26,978,000 | 27,375,000 | 26,500,000 |
| Total capital | 27,495,000 | 27,934,000 | 28,308,000 | 27,478,000 |
| Risk-weighted assets | 75,324,000 | 76,301,000 | 74,411,000 | 77,219,000 |