Call reports 2008
BANK OF LAFAYETTE, THE — 2008
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 187,598,000 | 171,936,000 | 172,949,000 | 178,723,000 |
| Total loans | 83,458,000 | 84,130,000 | 85,126,000 | 85,857,000 |
| Allowance for loan losses | 825,000 | 859,000 | 871,000 | 980,000 |
| Securities available for sale | 71,780,000 | 66,909,000 | 62,418,000 | 73,997,000 |
| Securities held to maturity | 5,306,000 | 5,226,000 | 5,215,000 | 4,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,959,000 | 144,863,000 | 143,160,000 | 149,234,000 |
| Interest-bearing deposits | 136,019,000 | 120,388,000 | 120,367,000 | 129,700,000 |
| Noninterest-bearing deposits | 22,940,000 | 24,475,000 | 22,792,000 | 19,534,000 |
| Equity capital | 25,628,000 | 24,588,000 | 26,118,000 | 26,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,688,000 | 5,303,000 | 7,864,000 | 10,341,000 |
| Interest expense | 875,000 | 1,636,000 | 2,298,000 | 2,963,000 |
| Net interest income | 1,813,000 | 3,667,000 | 5,566,000 | 7,378,000 |
| Noninterest income | 260,000 | 536,000 | 879,000 | 1,180,000 |
| Noninterest expense | 1,288,000 | 2,556,000 | 3,866,000 | 5,259,000 |
| Provision for loan losses | 0 | 60,000 | 140,000 | 542,000 |
| Pretax income | 807,000 | 1,611,000 | 2,468,000 | 2,690,000 |
| Income tax | 263,000 | 525,000 | 782,000 | 853,000 |
| Net income | 544,000 | 1,086,000 | 1,686,000 | 1,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,449,000 | 25,985,000 | 26,583,000 | 26,161,000 |
| Total capital | 26,274,000 | 26,844,000 | 27,454,000 | 27,126,000 |
| Risk-weighted assets | 85,884,000 | 83,381,000 | 82,983,000 | 77,188,000 |