Call reports 2007
BANK OF LAFAYETTE, THE — 2007
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 163,886,000 | 161,137,000 | 160,607,000 | 175,548,000 |
| Total loans | 80,298,000 | 83,499,000 | 83,735,000 | 84,088,000 |
| Allowance for loan losses | 792,000 | 781,000 | 794,000 | 821,000 |
| Securities available for sale | 61,671,000 | 58,413,000 | 60,919,000 | 67,618,000 |
| Securities held to maturity | 5,525,000 | 5,066,000 | 5,066,000 | 5,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,624,000 | 132,216,000 | 129,793,000 | 149,519,000 |
| Interest-bearing deposits | 104,598,000 | 106,897,000 | 106,497,000 | 127,559,000 |
| Noninterest-bearing deposits | 29,027,000 | 25,318,000 | 23,296,000 | 21,960,000 |
| Equity capital | 29,050,000 | 28,283,000 | 29,540,000 | 24,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,291,000 | 4,840,000 | 7,399,000 | 10,022,000 |
| Interest expense | 710,000 | 1,414,000 | 2,191,000 | 3,008,000 |
| Net interest income | 1,581,000 | 3,426,000 | 5,208,000 | 7,014,000 |
| Noninterest income | 253,000 | 546,000 | 863,000 | 1,155,000 |
| Noninterest expense | 1,253,000 | 2,567,000 | 3,860,000 | 5,178,000 |
| Provision for loan losses | 0 | 11,000 | 31,000 | 151,000 |
| Pretax income | 581,000 | 1,396,000 | 2,182,000 | 2,842,000 |
| Income tax | 31,000 | 271,000 | 516,000 | 761,000 |
| Net income | 550,000 | 1,125,000 | 1,666,000 | 2,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,862,000 | 30,117,000 | 30,634,000 | 24,895,000 |
| Total capital | 30,654,000 | 30,898,000 | 31,428,000 | 25,716,000 |
| Risk-weighted assets | 78,580,000 | 80,756,000 | 79,712,000 | 82,617,000 |