Call reports 2006
BANK OF LAFAYETTE, THE — 2006
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 154,988,000 | 153,176,000 | 159,886,000 | 167,781,000 |
| Total loans | 70,598,000 | 74,798,000 | 76,871,000 | 77,726,000 |
| Allowance for loan losses | 793,000 | 798,000 | 793,000 | 779,000 |
| Securities available for sale | 63,996,000 | 60,795,000 | 57,696,000 | 61,302,000 |
| Securities held to maturity | 6,622,000 | 6,217,000 | 6,218,000 | 5,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,660,000 | 125,534,000 | 130,367,000 | 138,265,000 |
| Interest-bearing deposits | 100,582,000 | 99,516,000 | 105,383,000 | 114,064,000 |
| Noninterest-bearing deposits | 26,079,000 | 26,017,000 | 24,984,000 | 24,201,000 |
| Equity capital | 27,550,000 | 27,142,000 | 28,756,000 | 28,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,291,000 | 4,518,000 | 6,842,000 | 9,340,000 |
| Interest expense | 524,000 | 1,029,000 | 1,622,000 | 2,364,000 |
| Net interest income | 1,767,000 | 3,489,000 | 5,220,000 | 6,976,000 |
| Noninterest income | 201,000 | 466,000 | 779,000 | 1,050,000 |
| Noninterest expense | 1,227,000 | 2,449,000 | 3,728,000 | 4,983,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 81,000 |
| Pretax income | 745,000 | 1,510,000 | 2,174,000 | 2,872,000 |
| Income tax | 200,000 | 417,000 | 617,000 | 817,000 |
| Net income | 545,000 | 1,093,000 | 1,557,000 | 2,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,836,000 | 29,375,000 | 29,839,000 | 29,312,000 |
| Total capital | 29,629,000 | 30,173,000 | 30,632,000 | 30,091,000 |
| Risk-weighted assets | 70,763,000 | 74,030,000 | 76,813,000 | 77,163,000 |