Call reports 2004
BANK OF LAFAYETTE, THE — 2004
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 162,200,000 | 154,782,000 | 154,742,000 | 161,361,000 |
| Total loans | 62,448,000 | 62,076,000 | 63,390,000 | 64,966,000 |
| Allowance for loan losses | 941,000 | 934,000 | 926,000 | 889,000 |
| Securities available for sale | 71,620,000 | 71,119,000 | 64,590,000 | 68,664,000 |
| Securities held to maturity | 7,801,000 | 7,656,000 | 7,860,000 | 7,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,742,000 | 128,668,000 | 126,917,000 | 133,417,000 |
| Interest-bearing deposits | 93,585,000 | 92,505,000 | 92,600,000 | 91,022,000 |
| Noninterest-bearing deposits | 41,157,000 | 36,163,000 | 34,317,000 | 42,395,000 |
| Equity capital | 26,318,000 | 25,458,000 | 27,113,000 | 26,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,025,000 | 4,114,000 | 6,180,000 | 8,227,000 |
| Interest expense | 263,000 | 515,000 | 768,000 | 1,021,000 |
| Net interest income | 1,762,000 | 3,599,000 | 5,412,000 | 7,206,000 |
| Noninterest income | 214,000 | 437,000 | 680,000 | 893,000 |
| Noninterest expense | 1,192,000 | 2,385,000 | 3,651,000 | 4,938,000 |
| Provision for loan losses | -17,000 | -6,000 | 4,000 | 4,000 |
| Pretax income | 808,000 | 1,667,000 | 2,447,000 | 3,175,000 |
| Income tax | 240,000 | 505,000 | 741,000 | 971,000 |
| Net income | 568,000 | 1,162,000 | 1,706,000 | 2,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,800,000 | 26,383,000 | 26,936,000 | 26,914,000 |
| Total capital | 26,592,000 | 27,157,000 | 27,724,000 | 27,730,000 |
| Risk-weighted assets | 63,234,000 | 61,731,000 | 62,908,000 | 65,239,000 |