Call reports 2002
BANK OF LAFAYETTE, THE — 2002
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 148,596,000 | 155,816,000 | 153,727,000 | 149,527,000 |
| Total loans | 63,545,000 | 62,728,000 | 64,561,000 | 65,751,000 |
| Allowance for loan losses | 631,000 | 583,000 | 640,000 | 785,000 |
| Securities available for sale | 57,758,000 | 57,069,000 | 53,008,000 | 57,452,000 |
| Securities held to maturity | 8,890,000 | 9,164,000 | 8,964,000 | 8,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,217,000 | 130,725,000 | 127,784,000 | 123,977,000 |
| Interest-bearing deposits | 88,930,000 | 90,911,000 | 91,918,000 | 94,459,000 |
| Noninterest-bearing deposits | 31,287,000 | 39,813,000 | 35,866,000 | 29,518,000 |
| Equity capital | 27,820,000 | 23,908,000 | 24,612,000 | 24,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,213,000 | 4,431,000 | 6,664,000 | 8,847,000 |
| Interest expense | 543,000 | 1,026,000 | 1,485,000 | 1,929,000 |
| Net interest income | 1,670,000 | 3,405,000 | 5,179,000 | 6,918,000 |
| Noninterest income | 179,000 | 376,000 | 598,000 | 815,000 |
| Noninterest expense | 1,053,000 | 2,229,000 | 3,390,000 | 4,559,000 |
| Provision for loan losses | 0 | 0 | 137,000 | 337,000 |
| Pretax income | 796,000 | 1,553,000 | 2,251,000 | 2,842,000 |
| Income tax | 225,000 | 452,000 | 657,000 | 877,000 |
| Net income | 571,000 | 1,101,000 | 1,594,000 | 1,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,117,000 | 23,449,000 | 23,881,000 | 23,749,000 |
| Total capital | 28,748,000 | 24,032,000 | 24,521,000 | 24,534,000 |
| Risk-weighted assets | 68,256,000 | 67,031,000 | 66,608,000 | 67,033,000 |