Call reports 2001
BANK OF LAFAYETTE, THE — 2001
What BANK OF LAFAYETTE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 139,260,000 | 142,087,000 | 143,504,000 | 142,904,000 |
| Total loans | 66,211,000 | 64,996,000 | 65,241,000 | 64,197,000 |
| Allowance for loan losses | 607,000 | 603,000 | 637,000 | 631,000 |
| Securities available for sale | 51,928,000 | 46,875,000 | 55,672,000 | 53,815,000 |
| Securities held to maturity | 8,543,000 | 8,541,000 | 7,898,000 | 8,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,785,000 | 114,223,000 | 114,533,000 | 114,166,000 |
| Interest-bearing deposits | 86,644,000 | 85,911,000 | 89,405,000 | 89,132,000 |
| Noninterest-bearing deposits | 25,141,000 | 28,313,000 | 25,128,000 | 25,034,000 |
| Equity capital | 26,581,000 | 27,107,000 | 27,992,000 | 27,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,418,000 | 4,788,000 | 7,186,000 | 9,481,000 |
| Interest expense | 868,000 | 1,690,000 | 2,457,000 | 3,115,000 |
| Net interest income | 1,550,000 | 3,098,000 | 4,729,000 | 6,366,000 |
| Noninterest income | 178,000 | 385,000 | 593,000 | 778,000 |
| Noninterest expense | 1,020,000 | 2,051,000 | 3,079,000 | 4,209,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 274,000 |
| Pretax income | 743,000 | 1,475,000 | 2,211,000 | 2,704,000 |
| Income tax | 200,000 | 385,000 | 622,000 | 770,000 |
| Net income | 543,000 | 1,090,000 | 1,589,000 | 1,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,596,000 | 27,137,000 | 27,655,000 | 27,553,000 |
| Total capital | 27,203,000 | 27,740,000 | 28,292,000 | 28,184,000 |
| Risk-weighted assets | 70,343,000 | 69,966,000 | 69,481,000 | 68,735,000 |