Call reports 2005
HARRIS BANK FRANKFORT — 2005
What HARRIS BANK FRANKFORT reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 332,637,000 |
| Total loans | 293,729,000 |
| Allowance for loan losses | 3,368,000 |
| Securities available for sale | 24,865,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 289,219,000 |
| Interest-bearing deposits | 250,836,000 |
| Noninterest-bearing deposits | 38,384,000 |
| Equity capital | 27,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 4,093,000 |
| Interest expense | 1,233,000 |
| Net interest income | 2,860,000 |
| Noninterest income | 458,000 |
| Noninterest expense | 2,066,000 |
| Provision for loan losses | 138,000 |
| Pretax income | 1,114,000 |
| Income tax | 411,000 |
| Net income | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 24,477,000 |
| Total capital | 32,845,000 |
| Risk-weighted assets | 276,692,000 |