Call reports 2002
HARRIS BANK FRANKFORT — 2002
What HARRIS BANK FRANKFORT reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 239,392,000 | 252,238,000 | 258,325,000 | 268,361,000 |
| Total loans | 166,308,000 | 173,521,000 | 187,888,000 | 210,612,000 |
| Allowance for loan losses | 1,793,000 | 1,892,000 | 2,005,000 | 2,201,000 |
| Securities available for sale | 57,426,000 | 60,612,000 | 40,714,000 | 34,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,589,000 | 229,400,000 | 235,683,000 | 242,886,000 |
| Interest-bearing deposits | 207,769,000 | 218,303,000 | 224,014,000 | 235,288,000 |
| Noninterest-bearing deposits | 9,820,000 | 11,097,000 | 11,669,000 | 7,598,000 |
| Equity capital | 20,099,000 | 20,515,000 | 21,337,000 | 22,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,319,000 | 6,675,000 | 10,112,000 | 13,498,000 |
| Interest expense | 1,031,000 | 2,038,000 | 3,055,000 | 4,047,000 |
| Net interest income | 2,288,000 | 4,637,000 | 7,057,000 | 9,451,000 |
| Noninterest income | 539,000 | 1,061,000 | 1,603,000 | 2,121,000 |
| Noninterest expense | 1,575,000 | 3,154,000 | 4,821,000 | 6,397,000 |
| Provision for loan losses | 105,000 | 210,000 | 345,000 | 571,000 |
| Pretax income | 1,147,000 | 2,334,000 | 3,494,000 | 4,604,000 |
| Income tax | 390,000 | 798,000 | 1,200,000 | 1,592,000 |
| Net income | 757,000 | 1,536,000 | 2,294,000 | 3,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,346,000 | 17,630,000 | 18,392,000 | 19,816,000 |
| Total capital | 19,139,000 | 19,522,000 | 20,397,000 | 23,517,000 |
| Risk-weighted assets | 164,208,000 | 171,079,000 | 181,715,000 | 203,807,000 |