Call reports 2001
HARRIS BANK FRANKFORT — 2001
What HARRIS BANK FRANKFORT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 220,143,000 | 227,424,000 | 230,028,000 | 237,206,000 |
| Total loans | 136,144,000 | 144,844,000 | 153,802,000 | 154,126,000 |
| Allowance for loan losses | 1,355,000 | 1,396,000 | 1,492,000 | 1,673,000 |
| Securities available for sale | 69,300,000 | 65,310,000 | 51,930,000 | 63,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,914,000 | 206,609,000 | 208,449,000 | 215,955,000 |
| Interest-bearing deposits | 188,291,000 | 198,385,000 | 198,026,000 | 204,900,000 |
| Noninterest-bearing deposits | 9,623,000 | 8,224,000 | 10,423,000 | 11,055,000 |
| Equity capital | 18,905,000 | 19,022,000 | 19,744,000 | 19,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,741,000 | 7,445,000 | 11,128,000 | 14,688,000 |
| Interest expense | 1,942,000 | 3,670,000 | 5,235,000 | 6,541,000 |
| Net interest income | 1,799,000 | 3,775,000 | 5,893,000 | 8,147,000 |
| Noninterest income | 355,000 | 803,000 | 1,237,000 | 1,771,000 |
| Noninterest expense | 1,536,000 | 3,199,000 | 4,946,000 | 6,602,000 |
| Provision for loan losses | 48,000 | 96,000 | 153,000 | 363,000 |
| Pretax income | 570,000 | 1,359,000 | 2,159,000 | 3,081,000 |
| Income tax | 214,000 | 518,000 | 829,000 | 1,191,000 |
| Net income | 356,000 | 841,000 | 1,330,000 | 1,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,446,000 | 15,799,000 | 16,456,000 | 16,885,000 |
| Total capital | 16,801,000 | 17,195,000 | 17,948,000 | 18,558,000 |
| Risk-weighted assets | 142,281,000 | 149,775,000 | 155,690,000 | 154,882,000 |