Call reports 2016
GREER STATE BANK — 2016
What GREER STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 385,147,000 | 376,580,000 | 379,851,000 | 377,375,000 |
| Total loans | 211,004,000 | 210,989,000 | 211,477,000 | 212,193,000 |
| Allowance for loan losses | 3,030,000 | 3,006,000 | 3,016,000 | 3,105,000 |
| Securities available for sale | 139,059,000 | 126,340,000 | 131,147,000 | 123,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,548,000 | 291,362,000 | 296,143,000 | 295,694,000 |
| Interest-bearing deposits | 240,136,000 | 234,363,000 | 235,995,000 | 240,418,000 |
| Noninterest-bearing deposits | 52,412,000 | 56,999,000 | 60,148,000 | 55,276,000 |
| Equity capital | 42,543,000 | 41,296,000 | 41,699,000 | 39,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,184,000 | 6,368,000 | 9,580,000 | 12,768,000 |
| Interest expense | 470,000 | 928,000 | 1,358,000 | 1,797,000 |
| Net interest income | 2,714,000 | 5,440,000 | 8,222,000 | 10,971,000 |
| Noninterest income | 764,000 | 1,593,000 | 2,544,000 | 3,340,000 |
| Noninterest expense | 2,479,000 | 5,229,000 | 7,771,000 | 10,468,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 999,000 | 2,067,000 | 3,354,000 | 4,207,000 |
| Income tax | 212,000 | 455,000 | 781,000 | 937,000 |
| Net income | 787,000 | 1,612,000 | 2,573,000 | 3,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,224,000 | 38,244,000 | 38,794,000 | 39,510,000 |
| Total capital | 43,254,000 | 41,250,000 | 41,810,000 | 42,615,000 |
| Risk-weighted assets | 264,605,000 | 260,639,000 | 262,347,000 | 262,151,000 |