Call reports 2015
GREER STATE BANK — 2015
What GREER STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 363,805,000 | 364,688,000 | 370,661,000 | 375,375,000 |
| Total loans | 201,479,000 | 200,452,000 | 200,463,000 | 207,014,000 |
| Allowance for loan losses | 2,914,000 | 2,923,000 | 3,025,000 | 3,036,000 |
| Securities available for sale | 136,203,000 | 133,381,000 | 142,404,000 | 140,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,787,000 | 268,707,000 | 276,050,000 | 275,663,000 |
| Interest-bearing deposits | 216,103,000 | 220,086,000 | 225,010,000 | 224,646,000 |
| Noninterest-bearing deposits | 46,684,000 | 48,621,000 | 51,041,000 | 51,017,000 |
| Equity capital | 38,997,000 | 38,367,000 | 40,007,000 | 40,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,099,000 | 6,250,000 | 9,348,000 | 12,507,000 |
| Interest expense | 465,000 | 938,000 | 1,404,000 | 1,807,000 |
| Net interest income | 2,634,000 | 5,312,000 | 7,944,000 | 10,700,000 |
| Noninterest income | 721,000 | 1,591,000 | 2,420,000 | 3,308,000 |
| Noninterest expense | 2,392,000 | 4,918,000 | 7,370,000 | 9,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,210,000 | 2,385,000 | 3,405,000 | 4,481,000 |
| Income tax | 329,000 | 633,000 | 875,000 | 1,055,000 |
| Net income | 881,000 | 1,752,000 | 2,530,000 | 3,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,992,000 | 37,691,000 | 38,119,000 | 38,930,000 |
| Total capital | 39,906,000 | 40,614,000 | 41,144,000 | 41,966,000 |
| Risk-weighted assets | 246,535,000 | 250,731,000 | 262,361,000 | 267,769,000 |