Call reports 2014
GREER STATE BANK — 2014
What GREER STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 361,436,000 | 362,319,000 | 359,044,000 | 353,217,000 |
| Total loans | 184,190,000 | 189,186,000 | 188,325,000 | 193,957,000 |
| Allowance for loan losses | 2,942,000 | 2,938,000 | 2,937,000 | 2,905,000 |
| Securities available for sale | 144,054,000 | 144,523,000 | 140,653,000 | 135,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,526,000 | 262,245,000 | 255,543,000 | 245,215,000 |
| Interest-bearing deposits | 225,983,000 | 217,697,000 | 208,675,000 | 201,388,000 |
| Noninterest-bearing deposits | 40,542,000 | 44,548,000 | 46,867,000 | 43,827,000 |
| Equity capital | 34,362,000 | 36,981,000 | 35,961,000 | 37,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,223,000 | 6,484,000 | 9,705,000 | 12,886,000 |
| Interest expense | 611,000 | 1,212,000 | 1,800,000 | 2,283,000 |
| Net interest income | 2,612,000 | 5,272,000 | 7,905,000 | 10,603,000 |
| Noninterest income | 469,000 | 1,056,000 | 1,768,000 | 2,604,000 |
| Noninterest expense | 2,253,000 | 4,627,000 | 7,188,000 | 9,657,000 |
| Provision for loan losses | -700,000 | -700,000 | -700,000 | -820,000 |
| Pretax income | 2,107,000 | 2,980,000 | 4,059,000 | 5,393,000 |
| Income tax | 693,000 | 953,000 | 1,248,000 | 1,655,000 |
| Net income | 1,414,000 | 2,027,000 | 2,811,000 | 3,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,660,000 | 35,429,000 | 34,492,000 | 35,768,000 |
| Total capital | 37,455,000 | 37,706,000 | 37,313,000 | 38,648,000 |
| Risk-weighted assets | 223,511,000 | 227,058,000 | 225,636,000 | 230,660,000 |