Call reports 2013
GREER STATE BANK — 2013
What GREER STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 357,279,000 | 367,477,000 | 364,091,000 | 357,918,000 |
| Total loans | 191,560,000 | 187,792,000 | 191,377,000 | 187,395,000 |
| Allowance for loan losses | 4,498,000 | 2,916,000 | 2,896,000 | 3,260,000 |
| Securities available for sale | 137,720,000 | 145,842,000 | 143,037,000 | 142,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,327,000 | 267,090,000 | 264,831,000 | 253,648,000 |
| Interest-bearing deposits | 231,904,000 | 225,616,000 | 221,538,000 | 214,757,000 |
| Noninterest-bearing deposits | 40,423,000 | 41,474,000 | 43,292,000 | 38,891,000 |
| Equity capital | 34,378,000 | 37,414,000 | 37,769,000 | 37,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,273,000 | 6,459,000 | 9,755,000 | 13,028,000 |
| Interest expense | 708,000 | 1,378,000 | 2,029,000 | 2,659,000 |
| Net interest income | 2,565,000 | 5,081,000 | 7,726,000 | 10,369,000 |
| Noninterest income | 661,000 | 1,445,000 | 2,036,000 | 2,407,000 |
| Noninterest expense | 2,421,000 | 4,852,000 | 7,163,000 | 9,219,000 |
| Provision for loan losses | 0 | -1,700,000 | -1,700,000 | -1,700,000 |
| Pretax income | 925,000 | 3,494,000 | 4,419,000 | 5,377,000 |
| Income tax | 46,000 | -3,910,000 | -3,897,000 | -3,801,000 |
| Net income | 879,000 | 7,404,000 | 8,316,000 | 9,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,604,000 | 37,045,000 | 37,722,000 | 38,500,000 |
| Total capital | 36,503,000 | 39,961,000 | 40,618,000 | 41,446,000 |
| Risk-weighted assets | 230,355,000 | 236,814,000 | 238,746,000 | 235,391,000 |