Call reports 2012
GREER STATE BANK — 2012
What GREER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 386,716,000 | 376,571,000 | 363,467,000 | 359,733,000 |
| Total loans | 218,954,000 | 204,054,000 | 200,428,000 | 196,764,000 |
| Allowance for loan losses | 6,426,000 | 6,315,000 | 4,513,000 | 4,429,000 |
| Securities available for sale | 128,807,000 | 142,148,000 | 131,649,000 | 136,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,911,000 | 282,076,000 | 267,681,000 | 261,638,000 |
| Interest-bearing deposits | 257,747,000 | 243,219,000 | 226,948,000 | 216,149,000 |
| Noninterest-bearing deposits | 36,164,000 | 38,857,000 | 40,733,000 | 45,489,000 |
| Equity capital | 30,528,000 | 32,095,000 | 33,192,000 | 33,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,872,000 | 7,563,000 | 11,075,000 | 14,468,000 |
| Interest expense | 1,092,000 | 2,123,000 | 2,972,000 | 3,735,000 |
| Net interest income | 2,780,000 | 5,440,000 | 8,103,000 | 10,733,000 |
| Noninterest income | 490,000 | 1,110,000 | 1,688,000 | 2,393,000 |
| Noninterest expense | 2,659,000 | 5,101,000 | 8,162,000 | 10,554,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,912,000 | 3,361,000 | 4,419,000 | 5,361,000 |
| Income tax | 0 | 90,000 | 135,000 | 216,000 |
| Net income | 1,912,000 | 3,271,000 | 4,284,000 | 5,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,455,000 | 30,826,000 | 31,851,000 | 32,723,000 |
| Total capital | 32,676,000 | 33,885,000 | 34,766,000 | 35,684,000 |
| Risk-weighted assets | 253,713,000 | 240,743,000 | 231,591,000 | 235,666,000 |